Online Payment is a major payment method during New Year deals, especially with the increasing reliance on the Internet in shopping. Online payment methods provide shoppers with many advantages, including flexibility in the payment process, as they can pay anytime and from anywhere, and the speed and ease of paying using a mobile phone.
Moreover, online payment methods have more advantages when paying in major shopping stores, by providing offers and discounts such as Farfetch promo code, which can be used when paying using electronic payment methods.
In this article, we will review the best online payment methods when shopping online during the New Year Sale and the most important practices for achieving a safe and risk-free experience.
Best Online Payment methods on New Year deals
There are many Online payment methods when shopping online, but there are some methods that are considered effective and provide greater protection during the New Year Sale. Here are the most important of these methods:
1. Bank cards
Many bank cards can be used when shopping during the New Year sale, and each card has its features. Here are the top types of these cards:
- Credit cards: It’s one of the most popular payment methods that can be used in trusted stores that provide safe and real discounts such as the Noon discount code.
The most important feature, it allows the holder to shop even if he does not have money in his bank account, where he can benefit from the offers and pay the amount later.
- Prepaid cards: These cards are not linked to a bank account, as the user charges them with a certain amount. The importance of this method is that it provides high levels of security and helps adhere to a limited budget.
It is usually used to pay when shopping online, as some shopping websites require electronic payment instead of cash on delivery, and it is also easy to benefit from discount codes such as the Asos promo code that provides amazing discounts of up to 50% on selected fashion.
Virtual cards: These are non-physical cards, in the form of a 16-digit number. Their importance lies when shopping from unknown sites, as they are based on encrypting user data.
2. Electronic wallets
It is considered one of the most popular electronic payment methods. It is an application that is linked to a bank account or credit card, allowing users to store money and conduct financial transactions with a few clicks.
This method is characterized by providing high levels of security as it does not share user data with sellers, and users can add layers of protection by activating two-factor authentication 2FA, the most popular of these wallets are PayPal, Google Pay, Apple Pay, and many others.
Practices to get safe online electronic payment on New Year
Some hackers may take advantage of shoppers’ rush for attractive offers during New Year sales; Therefore, it is necessary to implement some security practices to ensure a safe shopping experience. Here are the most important Practices:
- Shopping through reliable stores: It is important to choose reliable stores that offer advanced security protocols and technologies to protect user data such as HTTPS.
- Use strong, unique passwords: It is important to use passwords that are unfamiliar and difficult for fraudsters to guess, and passwords must not be repeated in more than one account.
- Do not save passwords in the browser: to avoid unauthorized use in cases of loss of the device or if the web browser is hacked.
- Using a virtual card when shopping through untrusted websites: As these cards provide high levels of security, they are based on encrypting user data.
- Activate two-factor authentication 2FA: This feature provides additional protection against hacking, as it prevents hackers from accessing your account even if its password is stolen.
- Do not pay through public Wi-Fi networks: these networks do not use encryption techniques to protect the data sent and received through them, and if it is necessary to use them, it is important to use a virtual private network (VPN).
- Avoid sharing your financial information with others: hackers can exploit your financial information, such as your card number, to gain unauthorized access to your financial accounts.
In conclusion, we can say that electronic payment has made the online shopping process easier, especially during times of offers such as the New Year sale, where various methods can be used, each of which offers individual advantages. However, shoppers should follow some security practices during New Year offers, To ensure a safe experience free of any threats or risks.